Insurance Solutions
Expertise in Excess and Surplus Lines of Insurance
CM Vantage specializes in developing innovative solutions. Regardless of how unique the situation, our underwriters are experienced in the analysis, pricing and construction of insurance coverage to deliver a custom-made solution.
We Provide:
- Deductible/SIR Options.
- Flexible Minimum Premiums.
- Ancillary Coverages.
- Hired/Non-Owned.
- Stop Gap.
- Employee Benefits.
- Lead Excess.
- Buffer Layers.
- Flexible Minimum Premiums.
- Primary, Shared or Full Limits.
- Replacement Cost/ACV.
- Flexible Minimum Premiums.
- Lead, Shared and Layered.
- Flexible Minimum Premiums.
Our Excess & Surplus lines Casualty and Property appetite provides coverage to a broad range of commercial industries and segments.
Markets We Serve:
- Interior Hotel/motel.
- Restaurants.
- Liquor liability with less than 50% receipts from alcohol.
- Grocery stores.
- Shopping centers.
- Retail stores.
- Remodeling contractors.
- Flooring contractors.
- Drywall contractors.
- Carpentry contractors.
- Most artisan contractors.
- Small to medium sized general contractors.
- Light traffic road repair.
- Tool & die.
- Non-critical auto parts.
- Sporting goods.
- Electrical products.
- Food products.
- Machine shops.
- Machinery service, installation and repair.
- Warehouses.
- Office buildings.
- Retail.
- Industrial.
- Lessor’s risk.
- Medical offices.
- Vacant buildings.
- Warehouses.
- Freight forwarding operations (no auto).
- Distributors.
